"Smart Loans Made Simple" - Established 1994
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My City Financial provides real estate loans for the following property types: 

  •   Owner-Occupied 
  •   Investment
  •   Second Home
  •   Residential / Commercial / Apartments

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Our loan programs include:

  1. Conforming, FHA, VA, Jumbo, HELOC, and Super Jumbo financing up to 10 Million
  2. Purchase / Refinance includes fixed terms and No Point / No Fee options
  3. We Guarantee the lowest rates in writing or $1000 credit back to you after close! 

Online Application  Loan Pre-Approval

Call us NOW for a detailed Mortgage Rate quote Toll Free at 866-219-7773

Our Assurance and Commitment:

  1. Fast Closings - 30 day rate lock!  On TIME closing guaranteed in writing
  2. Pre-Approval Letters - Updated lender approvals to assure buyers ability to close
  3. Customer Loyalty - Superior Customer Service and Personal Attention.  We Listen! 
  • No Mortgage Insurance Loan (LPMI) Lender Paid Mortgage Insurance - Conforming loan <=$417,000 at 95% loan to value (LTV); Conforming-Jumbo loan <=$625,500 at 90% LTV
  • First Time Home Buyer Programs - As little as 3.5% down to Purchase
  • HARP Refinance loans - Approval based on DU/LP findings (no equity requirement)
  • Business Loans - Fixed & Low rates for Multi-Family, Apartments, & Commercial

My City Financial tremendously values your business, partnership, and loyalty.  We assure you the utmost Professionalism in servicing all your Real Estate Financing needs.

We are rated AAA+ Superior with Consumer Business Alliance of California

Established in 1994
 

Today's Rates: