• No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • Let us be the stepping stone to the home of your dreams.

  • REFINANCING is easy with our professionals' help.

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.


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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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Mortgage Loans in Irvine & Orange County

Welcome to the official site of My City Financial. We are a full service mortgage company based in Artesia and established in 1994. We specialize in conventional mortgage loans in Irvine & Orange County. We also serve the surrounding cities of Cypress, La Palma, La Mirada, Artesia, Buena Park, and Huntington Beach. Whether you are buying a home of refinancing in any of these zip codes 90703, 90650 or 90701, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA | USDA HomePath | Jumbo | Commercial

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | USDA Streamline | HELOC | HARP Commercial | Jumbo

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

My City Financial values your business, and look forward to servicing all of your real estate financing needs.  We are rated AAA+ Superior with Consumer Business Alliance of California.  Contact us today to discuss your options, and find out which program will best suit your needs.

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