Low Mortgage Rates, Purchase or Refinance, No Points No Fees, No Closing Costs, My City Financial, Fixed Rates

My City Financial provides Real Estate Financing for the following property types: 

  •   Owner-Occupied 
  •   Investment
  •   Second Home

Programs include:

  • Loan types - Conforming, FHA, Jumbo, and Super Jumbo financing up to 5 Million
  • Purchase / Refinance - No Point / No Cost Loans; Guaranteed the lowest rates in writing or $1000 credit back to you after close! 

Click for Current Mortgage Rates>> 

Call us NOW for a detailed Mortgage Rate quote at Toll Free at 866-219-7773

Get Started "Online" - Loan Pre-Approval

Our Assurance and Commitment:

  1. Fast Closings - 30 day rate lock!  On TIME closing guaranteed in writing
  2. Pre-Approval Letters - Updated lender approvals provided to assure buyers ability to close
  3. Customer Loyalty - Superior Customer Service and Personal Attention given to each Customer
  • No Mortgage Insurance Loan (LPMI) Lender Paid Mortgage Insurance - Conforming loan <=$417,000 at 95% loan to value (LTV); Conforming-Jumbo loan <=$625,500 at 90% LTV
  • First Time Home Buyer Programs - As little as 3.5% down to Purchase
  • HARP Refinance loans - Approval based on DU/LP findings (no equity requirement)
  • Business/Commercial Loans - Fixed terms and Low rates for Multi-Family, Apartments, and Commercial

My City Financial tremendously values your business, partnership, and loyalty.  We assure you the utmost Professionalism in servicing all your Real Estate Financing needs.

We are rated AAA+ Superior with Consumer Business Alliance of California

Established in 1994

Today's Rates:

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