TODAY'S RATES

15 Year Fixed

5.625%

1.000 Points

5.775% APR

Jun 20, '25

20 Year Fixed

6.375%

1.000 Points

6.425% APR

Jun 20, '25

30 Year Fixed

6.375%

1.000 Points

6.412% APR

Jun 20, '25

30 Year High Balance

6.375%

1.000 Points

6.415% APR

Jun 20, '25

FHA 30 Year Fixed

5.875%

1.000 Points

6.385% APR

Jun 20, '25

VA 30 Year Fixed

5.875%

1.000 Points

6.385% APR

Jun 20, '25

2025 Conforming Loan Limit - 1 Unit - $806,500 2 Unit - $1,032,650 3 Unit - $1,248,150 4 Unit - $1,551,250

2025 Conf  High Balance (LA / Orange) 1 Unit - $1,209,750 2 Unit - $1,548,975

3 Unit - $1,872,225 4 Unit - $2,326,875

(Riverside / San Bernardino): Conv. - $806,500 | FHA - $672,750

(Ventura) Conv. $1,017,750 | FHA-  $1,017,750

(San Diego) Conv. $1,077,550 | FHA - $1,077,550

(San Francisco) Conv. $1,209,750 | FHA - $1,209,750

Rates are guaranteed if LOCKED.

Assumptions: owner occupied, rate / term, sfr, ltv 60%, 740+

Call for a specific rate quote based on your current loan scenario

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand My City Financial's Privacy Policy.