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Yea!!! We bought our first home and we are so proud that we were recommended to Joe Mathai and his office. It was a smooth closing. (August 2018)

K Stevenson
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We worked with another lender loan officer before working with Joe Mathai and his staff at My City Financial. From the very beginning meeting Joe, he was sincere and answered all our questions. His staff updated us through the entire loan process and made us comfortable. I will definitely recommend Joe and his staff at My City Financial to my friends and family. (February 2012)

M Joseph
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We are so thankful that one of my Physician friends had recommended Joe Mathai at My City Financial. Both my wife and I are doctors and given our busy schedule, it was not easy to work with us. Joe made time for us on a Sunday and we brought all our financials and made copies for our refinance. He has now helped us with several purchases and worked with many of our relatives and friends. Keep up the great work my friend! (April 2000)

Dr. C Patel
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We are very pleased with Joe and his office. Since both my wife and I are Police Officers, Joe went out of his way to get the paperwork we needed to sign and send to clear conditions with the underwriter. He not only gave us a great rate but was always available for us. We are proud to recommend well over 35 First Responders to Joe Mathai and his company for their loan needs. Thank you Joe :) (July 1999)

H Taylor
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We are very pleased with Joe and his team at My City Financial. He has gone well beyond helping us with our Real Estate Loans needs. (June 1997)

J Cherian
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We wanted the best rates at the lowest costs possible. Although the market determines the rates, It was Joe who openly showed his lender rates and guidelines to help us make the right decision on locking our loan rate. He has now personally closed 9 homes which include refinances and purchases among myself and children. We are thankful for Joe Mathai and his office. (May 1995)

I George
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Joe is our Loan Officer from when we bought our first home in 1995. He has helped so many of my family members and gave us a great mortgage. (January 1995

S Vega Sr
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My family is so happy to meet Joe and form not only a friendship but a strong business relationship. He has helped us in 1994 and now he is helping our children with their real estate loan needs. We pray for continuous success to Joe Mathai and his staff at My City Financial. ( October 1994)

Dr. A Gupta

Established in 1994

My City Financial

A California licensed Mortgage Company

Rated A+ 
Better Business Bureau 

Current Interest Rates 

e take pride in our Customer Service

Choose from an array of Loan Products

Conforming | Jumbo | Home Equity | FHA / VA |  Apartments | SBA | Commercial

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Established 1994 | Equal Housing Lender

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